Find out the pros and cons and who benefits most.

Borrowers can start taking steps now to prepare for anticipated changes to student loan forgiveness and repayment next year.

Most borrowers consolidate their federal loans after graduation or separation date during the post-school grace period, during repayment, or during a period of deferment or forbearance. Consolidation ...

Deferment is the postponement of repayment on the loan's principle and interest for a period of time. Specific conditions must be met to qualify for a deferment and provisions vary by loan type. Some ...

Please visit the Federal Student Aid website for information on repaying your Direct Subsidized/Unsubsidized and/or PLUS Loans. The website will provide information on repayment, consolidation, loan ...

ICR originally closed to new enrollment on July 1, for borrowers who do not have a parent PLUS loan. However, a recent court order has temporarily blocked the SAVE repayment plan, leaving ...