Usually, long-term CDs pay higher interest rates than short-term ones. However, if you look at the best CD rates right now, you'll find 3-month, 6-month, and 1-year terms are actually more ...

One of Discover’s most noteworthy features is its best rate guarantee. If you fund your CD within 10 days of submitting your application, you’ll receive the highest interest rate available for ...

Because it works with many financial institutions, you can find a huge variety in one place — and you should carefully read each CD’s description. For example, different banks may pay interest ...

Choosing between a certificate of deposit (CD) and an individual retirement account (IRA) boils down to your plans for the money. CDs offer stability for short-term goals with fixed APYs while ...

Most CD options require a single deposit and don’t allow additional deposits, so you’ll need to gather your funds before opening an account. When you’re ready to open a CD, compare the best ...

The bank offers high APYs on some short-term CDs, but they come with a steep deposit requirement FG Trade / Getty Images Wells Fargo offers a limited number of CD terms with high minimum deposit ...

When it comes to earning interest with little risk, certificates of deposit (CDs) tend to be a good option, though they require you to commit to investing for the duration of the CD term to avoid ...

Miranda Marquit, MBA, is a freelance contributor to Newsweek’s personal finance team. She has an M.A. in journalism from Syracuse University and has been writing and podcasting about money since ...

Compare all your options before determining which CD is best for you. Secondary Trades $1 transaction fee per $1,000 CD ($250 max); $25 fee for broker-assisted trades over the phone Vanguard’s ...

At the end of a term, account owners have ten days to withdraw principal without penalty or allow a CD to renew for another term at the rate available at the time of renewal. You may also add ...

CD laddering is a strategy where you open a number of CD accounts with different maturity dates. This lets you take advantage of the higher APYs many banks offer on longer-term CDs without locking ...