Damp In The House And How To Fix It - HomeOwners Alliance
How this site works. HomeOwners Alliance Ltd is registered in England, company number 07861605. Information provided on HomeOwners Alliance is not intended as a …
Leasehold reform 2024: What you need to know - HomeOwners …
3 days ago · The Leasehold and Freehold Reform Act 2024 is now law – but it hasn’t come into force yet, so leaseholders aren’t feeling the benefit. Benefits to leaseholders under the act …
No Building Regulations Certificate? What Can You Do? - HOA
When is a building regulations certificate issued? On completion of any structural works or works which involve changing of pipes or services, a house owner should obtain a completion …
Stamp duty on second homes explained - HomeOwners Alliance
Anyone buying an additional residential property worth more than £40,000 will usually have to pay the additional stamp duty on second homes. This applies whether you’re buying a second …
What can go wrong between exchange and completion
Problem Solution; Mortgage offer withdrawn: Resolve the problem with your existing lender or find a new mortgage as soon as possible. A fee-free mortgage broker can be invaluable in this …
How to transfer ownership of a property - HomeOwners Alliance
Property inheritance transfer of ownership. The issues surrounding inheritance tax on property mostly affect the beneficiary, so we’ll look at it that way round. If you inherit a property, it’ll be …
Capital Gains Tax on property when selling - HomeOwners Alliance
Do I pay capital gains tax on property when selling my second home? Generally, yes. If HMRC decides that a property isn’t your main residence, you will have to pay capital gains tax (CGT) …
Should I Pay Off My Mortgage? Pros And Cons Explained - HOA
The benefits of paying off your mortgage. The biggest reason to pay off your mortgage early is that often it will leave you better off in the long run.. Standard financial advice is that if you …
Mortgage rate predictions 2024: Will rates keep falling?
David Hollingworth at L&C Mortgages said on 20th November, ‘Borrowers will need to remain on their toes, as mortgage deals are still in something of a state of flux and lenders are repricing …
Early repayment charges and how to avoid them - HomeOwners …
Early repayment charges and how to avoid them . Early repayment charges (ERC) can cost thousands. So whether you're getting a mortgage, looking to remortgage or pay off your …